Can You Travel While on Workers’ Comp? Important Tips

One common question that arises for individuals on workers’ compensation is whether they can travel while receiving benefits. While there is no outright ban on travel, there are key considerations that can impact your benefits. It's essential to stay informed to ensure your compensation remains intact during your recovery journey.

Be Mindful of Surveillance

Insurance companies often keep a close eye on claimants to ensure the legitimacy of their claims. This could include monitoring social media or hiring private investigators. Engaging in activities that could contradict your reported injuries, such as posting vacation photos of physically demanding activities, could potentially result in disputes or even denial of benefits.

Medical Appointments Come First

Ensuring you do not miss any medical appointments or therapy sessions due to travel is crucial. Maintaining continuity of care is not just important for your recovery but also for keeping your workers’ comp benefits. Consider making arrangements to attend necessary medical sessions or consulting with your doctor about the feasibility of remote consultations.

Check State-Specific Rules

Workers’ compensation laws vary significantly by state. Some states may require notification or approval from your insurer before you embark on any travel while receiving benefits. It’s vitally important to research your state’s specific requirements to prevent violating any rules inadvertently.

Consult a Workers’ Comp Attorney

Before making travel plans, it’s wise to consult with a workers’ comp attorney. They can provide tailored advice ensuring you comply with your state’s laws and the specific requirements of your insurance provider, ultimately preventing potential complications with your claim.

While traveling during a workers’ comp claim is not necessarily restricted, it does require forethought. Prioritize your medical care, stay informed about local regulations, and seek expert legal guidance. Always consult a workers’ comp attorney before finalizing any travel plans to avoid pitfalls and protect your benefits.